The short answer
No. Card payments run through your own Stripe or Square account, you pay your processor's normal rate, and BidTorch takes no percentage of your revenue.
You connect your own Stripe or Square account under Settings. Deposits on accepted quotes and payments on invoices land in that account directly.
BidTorch's revenue is the flat monthly plan. There is no payment-volume fee, no markup on processing and no requirement to use a particular processor to unlock a feature.
One honest limit: payments are online, through a link on the quote or invoice. BidTorch does not do Tap to Pay or in-person card reading.
Go deeper
See it on your own quote.
Fourteen days, no credit card, your own price book. Send a real quote to a real customer during the trial.
or call/text (317) 850-1570